What Is an Encumbrance Certificate (EC)?
An Encumbrance Certificate is an official document that records:
- Property transactions
- Registered sale deeds
- Mortgages or loans
- Legal claims on the property
Why Checking EC Is Important
You should check EC if:
- You are buying property
- You are selling land
- You are applying for a bank loan
- You want to confirm ownership history
Step-by-Step Guide to Check Encumbrance Certificate Online in Bihar
Step 1: Visit the Official Registration Portal
- Go to the official website of the Registration Department, Bihar.
- Search on Google: “Bihar Registration EC search official website”
- Make sure you are on the government portal.
Step 2: Select the EC Search Option
On the homepage, look for:
- “Encumbrance Certificate”
- “EC Search”
- “View Registered Documents”
Click on the relevant option.
Step 3: Enter Property Details
You will need to provide:
- District
- Sub-Registrar Office
- Property details (Plot number, Khata number, or deed number)
- Time period for search
Step 4: Submit and View EC Details
After entering the details:
- Click on Search
- View the transaction history
Check for:
- Loan entries
- Sale deed history
- Legal claims
- Mortgage details
Step 5: Download or Print the EC
You can:
- Print the EC
- Save it as PDF
- Keep a digital copy
Common Issues While Checking EC Online
- Incorrect property details
- Limited historical data online
- Website not loading during peak hours
Important Tips Before Finalizing Property
- Always match EC details with Jamabandi records
- Confirm seller’s name matches EC history
- Check for recent loans or mortgage entries
- Do not rely only on verbal confirmation
I always advise buyers to verify EC before paying even a token advance.
Conclusion
- Checking the Encumbrance Certificate online in Bihar is a smart and necessary step before any property deal. It helps you confirm that the land is free from financial and legal burdens.
- Spend a few minutes verifying the EC today. It can protect your investment and give you peace of mind.
- Never skip this step. A clear EC means a safer property purchase.