What is an Encumbrance Certificate (EC)?
An Encumbrance Certificate is an official document issued by the Registration Department. It shows all registered transactions related to a property for a specific period.
Why is EC Important?
You need an EC if you are:
- Buying or selling property
- Applying for a home loan
- Transferring property ownership
- Verifying property title
- Applying for property mutation
How to Check Encumbrance Certificate Online in Chhattisgarh
The Chhattisgarh government provides online access through the CG Bhuiyan / Registration Department portal.
Follow these steps carefully:
Step 1: Visit the Official Website
- Go to the official Registration Department website of Chhattisgarh: https://epanjeeyan.cg.gov.in
- Always use the official site to avoid fraud or fake portals.
Step 2: Select “Encumbrance Certificate” Option
On the homepage:
- Look for the “Encumbrance Certificate” or “EC Search” option
- Click on it to proceed
Step 3: Enter Property Details
You will need to fill in details such as:
- District
- Sub-Registrar Office (SRO)
- Village or area name
- Khasra number / Survey number
- Time period (From – To year)
Step 4: Submit and View EC Online
After entering details:
- Click on “Search” or “Submit”
- The system will display transaction details
- You can download or print the EC if available
If no records appear, it may mean:
- No registered transactions exist for that period
- Or details were entered incorrectly
Types of Encumbrance Certificates
1. Form 15 (With Encumbrance)
Shows all registered transactions and liabilities.
2. Form 16 (Nil Encumbrance)
Confirms no transactions during the selected period.
Common Issues While Checking EC Online
Here are some practical tips from experience:
- Older records (before computerization) may not be available online
- Try different year ranges if data doesn’t appear
- Double-check spelling of village and survey numbers
- Visit the Sub-Registrar Office for certified copies if required
Benefits of Checking EC Online in Chhattisgarh
- Saves time and travel
- Instant access to property records
- Helps verify property ownership
- Reduces fraud risk
- Useful before property registration
Final Thoughts
- Before finalizing any property deal in Chhattisgarh, always check the Encumbrance Certificate online. It takes just a few minutes but can protect your investment for years